55+ Retirement Communities
Find the Perfect Retirement Community in Central Florida From Citrus Hills to the Villages
Welcome to 55 Central Florida. We specialize in Real Estate in 55+ Retirement Communities in Central Florida. Our network of expert Re/Max Champions Realtors will help you find your Dream Home in the perfect retirement community in Central Florida! Our agents are dedicated to providing you with all the information you need about amenities, care-free living, pet policies, and more. Whether you’re looking for affordable retirement communities, golf communities, luxurious amenities or low HOA fees, we’ve got you covered. Central Florida is Nature’s coast and has 17 different retirement communities. Call (801) 910-2058 for more information on homes or to tour retirement communities in Nature’s Coast. Let us help you find the perfect retirement community in Central Florida. Learn more about affordable retirement communities, activities, costs, amenities and search for homes in Central Florida.
Why Retire in Central Florida’s Nature’s Coast?
Central Florida is one of the most popular retirement destinations in the U.S. thanks to its temperate climate, natural beauty, and easy access to the Gulf of Mexico. Known as Florida’s Nature Coast, this region offers retirees the perfect blend of scenic landscapes, small-town charm, and vibrant community life. From boating along the Chain of Lakes to exploring nature preserves or relaxing under palm trees, it’s easy to see why so many choose to retire here.
Just a short drive from the world-famous Disney theme parks and top medical centers, Central Florida is also home to dozens of active adult communities with year-round events, clubs, and activities. Living in a 55+ retirement community here feels like a second childhood — full of outdoor adventure, meaningful connections, and endless opportunities to stay engaged.
Whether you’re looking for affordable homes, luxury golf course communities, maintenance-free villas, or peaceful waterfront neighborhoods, our expert agents at Re/Max Champions will help you find the ideal retirement community in Central Florida.
Explore Citrus County and Marion County 55+ Communities
Central Florida is home to 14 counties, We specialize in the 55+ communities in West Central Florida – Citrus county, Marion county and the Villages. The area is known for its temperate climate, outdoor activities, and less densely populated areas of the Nature’s coast. Real estate in Central Florida is in high demand due to the diverse range of housing options, low cost of living, and close proximity to major cities. Whether you’re looking for a waterfront condo, a rural retreat, or a care-free villa, You will find that retirement communities in Central Florida have something for everyone.
Citrus County 55+ Communities
Arbor Lakes
Citrus Hills
Meadowcrest
Arbor Lakes is a peaceful, gated 55+ community located in Hernando, Florida, nestled along the scenic shores of Tsala Apopka Lake. This intimate neighborhood offers a serene, nature-filled environment with beautifully landscaped grounds, private lake access, and a relaxed, friendly atmosphere. Residents enjoy a low-maintenance lifestyle and a range of amenities, including a clubhouse, swimming pool, tennis and pickleball courts, walking trails, and a private boat ramp. With just over 200 homes, Arbor Lakes offers a close-knit feel while still being conveniently located near shopping, dining, medical services, and the vibrant activities of Inverness and Crystal River. It’s the perfect spot for active adults seeking a quiet lakeside retreat in Central Florida.
The Villages of Citrus Hills is one of Central Florida’s premier active adult communities, offering a vibrant lifestyle in the heart of Citrus County. This master-planned community is known for its world-class amenities, including three championship golf courses, multiple clubhouses, restaurants, state-of-the-art fitness centers, tennis and pickleball courts, and the prestigious BellaVita Spa. Residents enjoy a wide variety of home styles—from maintenance-free villas to spacious custom homes—all set within beautifully landscaped villages. Social life thrives here with clubs, events, and entertainment, while the optional Citrus Hills social membership gives access to exclusive perks. Located near the Nature Coast, Citrus Hills combines luxury, leisure, and natural beauty—making it an ideal choice for 55+ buyers seeking both relaxation and recreation.
Meadowcrest is a beautifully maintained, deed-restricted community in Crystal River, Florida, offering a peaceful and welcoming environment ideal for active adults. Nestled among rolling hills and mature landscaping, Meadowcrest features several distinct villages with a mix of single-family homes and maintenance-free villas. Residents enjoy access to two community pools, tennis and pickleball courts, scenic walking trails, and a clubhouse that hosts a variety of social events and activities. With low HOA fees, underground utilities, and close proximity to shopping, medical facilities, and the Gulf Coast, Meadowcrest offers both convenience and charm. It’s an excellent choice for those seeking a friendly, established neighborhood in the heart of Citrus County.
Windermere
The Glen
Black Diamond
Windermere is a quiet, deed-restricted community located in Inverness, Florida, offering a relaxed lifestyle in a natural setting. This charming neighborhood is perfect for active adults who enjoy the outdoors, with the 46-mile Withlacoochee State Trail located just across the street—ideal for walking, biking, and easy access to Liberty Park and downtown Inverness. Windermere features a heated community pool, clubhouse, and private boat ramp for residents to enjoy the nearby lakes. Lawn care is included in the low HOA fees, making it a convenient, low-maintenance choice. With its close proximity to shopping, dining, medical facilities, and scenic parks, Windermere is a hidden gem for those seeking comfort, community, and connection with nature.
The Glen is located in the heart of Florida’s Nature Coast, surrounded by natural beauty and outdoor recreation. Just minutes from world-class golf courses, crystal-clear springs, boating, fishing, and scenic biking and hiking trails, it offers easy access to the vibrant waterfront towns of Crystal River and Homosassa.
Black Diamond Ranch is an exclusive, gated golf community located in Beverly Hills, Florida, renowned for its world-class golf and refined living. Home to the legendary Black Diamond Quarry Course, consistently ranked among Florida’s top courses, the community also features two additional Tom Fazio-designed layouts, offering an unparalleled experience for golf enthusiasts. Beyond golf, residents enjoy luxury amenities including a clubhouse, fine dining, fitness center, tennis courts, and a resort-style pool. The community offers a mix of elegant estate homes and maintenance-free villas set among rolling hills and mature oak trees. With a tranquil setting, top-tier security, and close proximity to Crystal River, Ocala, and the Gulf Coast, Black Diamond Ranch offers sophisticated living for those who appreciate privacy, natural beauty, and championship golf.
55+ Communities in Marion County
Lakeside Landings
Lakeside Landings in Oxford, Florida offers resort-style 55+ living with a stunning pool, private clubhouse, lakefront beach, and tennis courts. Located just minutes from The Villages, this gated community blends luxury amenities with everyday convenience.
Marion Landing in Ocala is an active 55+ community offering single-family homes and a wide range of amenities including a clubhouse, pool, tennis courts, and even a private bowling alley. Conveniently located near shopping, dining, and medical facilities, it’s an ideal place to enjoy a fun and affordable retirement lifestyle in Central Florida.
Marion Landing
On Top of the World in Ocala is a premier 55+ community known for its world-class amenities, including golf courses, pickleball, softball, fitness centers, and over 175 resident clubs. With energy-efficient homes and a vibrant, resort-style atmosphere, it’s one of Florida’s top destinations for active adult living.
On Top of the World
Oak Run
Oak Run is a vibrant 55+ golf community in Ocala offering affordable homes, beautiful landscaping, and a wide range of amenities including six pools, two fitness centers, and three clubhouses. With over 100 social clubs, walking trails, golf, and on-site dining, Oak Run provides the ultimate active adult lifestyle in Florida’s scenic horse country.
Palm Cay is a friendly and affordable 55+ gated community in Ocala featuring single-family homes and a full range of amenities. With a clubhouse, pool, fitness center, and close proximity to shopping and medical care, it offers a relaxed and convenient Florida retirement lifestyle.
Palm Cay
Spruce Creek in Summerfield is a vibrant 55+ golf community offering over 3,000 homes, an 18-hole championship course, and resort-style amenities including pools, tennis courts, and a spacious clubhouse. Just minutes from Ocala and The Villages, it provides a peaceful yet active Florida retirement lifestyle.
Spruce Creek
Spruce Creek South
Spruce Creek South in Summerfield is a gated 55+ community offering a golf course, clubhouse, pool, fitness center, and a full calendar of social events and activities. With a variety of affordable home styles and a welcoming atmosphere, it’s perfect for active adults seeking a fun and relaxed Florida lifestyle.
Del Webb Stone Creek in Ocala is a luxurious 55+ gated community featuring an 18-hole championship golf course, resort-style pools, fitness center, tennis courts, and a full calendar of clubs and activities. With beautifully landscaped grounds and high-quality Del Webb homes, it’s a top choice for active adults seeking an upscale Florida retirement lifestyle.
Stone Creek Del Webb
Stonecrest is a gated 55+ community in Summerfield, Florida, located just minutes from The Villages, offering an active lifestyle without the crowds. With indoor and outdoor pools, golf, and low HOA fees, it’s a perfect choice for retirees seeking comfort, convenience, and community.
Stonecrest
The Villages
The Villages is America’s largest 55+ community, offering over 50 golf courses, three lively town squares, and a nonstop calendar of entertainment and activities. With hundreds of recreation centers, pools, restaurants, and clubs, it delivers an unmatched lifestyle for active adults in Central Florida.
Ocala Preserve is a resort-style 55+ and all-ages community in Ocala offering luxurious homes, a golf course, spa, and miles of scenic walking trails. With top-tier amenities including a clubhouse, saltwater pool, and on-site dining, it’s perfect for those seeking an upscale and relaxed Florida lifestyle.
Ocala Preserve
Summer Glen is a gated 55+ golf community in Ocala offering affordable homes, a clubhouse, restaurant, fitness center, and an 18-hole championship course. With low HOA fees and a friendly, small-town feel, it’s an ideal place to enjoy an active and relaxed Florida retirement.
Summer Glen
Finding the Perfect Retirement Community on Nature's Coast
Which community is right for me?
Deciding where to retire is a major life choice, and Central Florida’s Nature’s Coast offers an idyllic setting for your golden years. With its temperate climate, stunning natural beauty, and abundant amenities, it’s no wonder this region is a top destination for retirees. But with so many retirement communities to choose from, how do you find the one that’s right for you?
Our comprehensive guide will walk you through the entire process, helping you make an informed decision. You’ll learn how to:
1. Research Online and Narrow Down Your Options: Discover how to use this website and other online resources to identify communities that match your priorities, such as location, amenities, lifestyle, healthcare, and cost.
O2. Plan and Execute Community Tours: Understand the importance of visiting communities in person to get a real feel for them. Our agents can help you schedule tours, evaluate amenities, and engage with current residents to get an insider’s perspective.
3. Assess Specific Interests: Whether you’re an avid golfer or have other hobbies, find out how to ensure the community supports your interests.
4. Explore the Surrounding Area:Learn why it’s crucial to explore the nearby town or city, checking for accessibility to essential services, shopping, dining options, and proximity to major attractions like Disney World.
5. Understand Safety and Crime Rates: Get tips on researching crime rates to ensure your peace of mind.
6. Make Your Final Decision: Compare your options and consult with a knowledgeable realtor to guide you through the home-buying process.
Retiring in Central Florida offers a unique blend of natural beauty, vibrant social life, and access to world-class attractions. Click here to read our full guide and take the first step towards finding your perfect retirement community on Nature’s Coast.
FAQs For 55+ Communities in Central Florida
Q1: What are the benefits of living in a 55+ community in Central Florida?
A: Residents enjoy low-maintenance homes, vibrant social activities, access to top amenities, and a strong sense of community.
Q2: Are pets allowed in most 55+ communities?
A: Yes, many communities are pet-friendly, but policies vary by neighborhood. Always check HOA rules before buying.
Q3: Do 55+ communities in Florida require HOA fees?
A: Most do. HOA fees typically cover amenities, lawn care, security, and community upkeep.
Q4: What types of homes are available?
A: You’ll find everything from villas and condos to single-family homes, both new construction and resale.
Q5: Can I visit a community before buying?
A: Absolutely! Many communities offer tours and preview stays to help you experience the lifestyle firsthand.
Q6: How much will my property taxes be in Central Florida?
A: Property taxes in Central Florida are typically between 0.8% and 1.2% of your home’s assessed value. Florida residents may qualify for a homestead exemption of up to $50,000 on their primary residence, which significantly lowers the taxable value and reduces your annual tax bill.
Q7: Do hurricanes hit Central Florida?
A: While Central Florida is not immune to hurricanes, it is generally safer than coastal areas. The region is inland and sits at a higher elevation, which reduces the risk of direct hits and storm surge flooding. Most storms weaken considerably before reaching Central Florida.
Q8: How much is home insurance in Central Florida?
A: Home insurance costs in Central Florida vary but typically range from $1,800 to $3,000 per year, depending on the home’s location, age, construction type, and coverage level. Homes in inland areas often have lower premiums compared to coastal regions.
